Individuals, Families, and Business Owners
What We Offer
Life and long-term care insurance are integral parts of any comprehensive risk management, retirement, or business succession plan. However, it is a large landscape with many different companies, products, underwriting processes, and policy options available to meet many different needs. We take the time to research and educate ourselves with all of the available options in the market to pair people and businesses with the correct solutions. We have access to many of the most competitive companies and can shop rates to make sure clients are not overpaying for what they need.
Our products and services include:
Insurance
- Term Life
- Universal Life
- Index Universal Life
- Whole Life
- Long-term Care Insurance
- Disability Income Insurance
- Simplified Issue Life
- Life Settlements
- Risk Impaired Underwriting
- Annuities
Advanced Planning
- Business Succession / Buy-Sell Planning
- Estate Planning
- Executive Compensation
- Non-Qualified Deferred Compensation
- Capital Transfer
- Key Person
- Premium Finance
- Wealth Transfer
- Tax Consulting
Determining Your Need
From young families who need to maximize coverage for their growing families, to retirees and pre-retirees looking to bulletproof their retirement income plans, to businesses with key employees and succession planning needs - we've got you covered. Our agents will have a conversation to determine what you'd like to accomplish and provide recommendations to best fit your goals.
The Application Process
Once the appropriate course of action has been agreed upon, we help you through the entire application and underwriting process. We are in constant contact with the carriers to advocate for our clients and avoid unnecessary delays. Depending on the case, many times our companies can offer an expedited and simplified underwriting process without blood and urine samples or a paramed visit.
Closing the Deal
After we receive an offer from the insurance company, our agents determine if it is fair. If not, we can reach out to our marketplace to seek a better offer or ensure coverage. We then work to get policies in-force as soon as possible so clients can rest assured they have the coverage they need.
Ready to Get Started?
Give us a call at (910) 679-8416 to schedule a meeting with one of our agents or email info@partnerssquare.com.